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Chapter 3 - The Signature That Wasn't MineCamila's office smelled of coffee, printer ink, and old books.

I arrived ten minutes before our appointment with two bags, a swollen cheek, and a folder stuffed so full that the papers threatened to spill onto the pavement.

She took one look at my face and stopped speaking.

“Alejandra, sit down.”

“I need to show you something.”

“You need to sit down first.”

I obeyed.

She brought me water, closed the office door, and read the medical report from the hospital. Then she examined the photograph of the deed, the threatening note, and the banking notification.

When she reached the image of the supposed guarantee, she leaned closer to her monitor.

“Do you recognize this document?”

“No.”

“Do you recognize the signature?”

“It looks like mine.”

“That isn't what I asked.”

I studied the image.

My signature usually ended with a long upward stroke beneath the final letter of my surname. The one on the document had a downward mark instead. It was close enough to fool someone glancing at it quickly, but something about the final letters felt wrong.

“No,” I said. “I didn't sign this.”

Camila nodded without looking away from the screen.

“Good. We won't speculate beyond what we can prove. But we'll request the original document, the identity checks used to open the account, the records of how the signature was collected, and the audit trail for the transactions.”

She opened another file.

The apartment deed appeared on her screen, accompanied by a series of official registration records.

“My mother transferred the apartment to me before she died,” I said. “Iván knew she had left it to me, but he always said that once we married, it became ours.”

“Do you have the original transfer documents?”

“Yes.”

“Were you ever paid for the property or did you purchase it using joint funds?”

“No. My mother owned it long before I met him. She left it to me.”

Camila examined the registration history.

“That gives us important evidence of the property's origin and registered ownership. We'll still review the rules that apply to your marriage and any subsequent agreements, but this is not a situation where Iván can simply declare himself owner because he lives there.”

For the first time since the attack, I felt a small part of the pressure leave my chest.

Then she opened the next document.

It was a copy of a loan agreement.

The amount was two hundred and forty thousand euros.

I read the number three times.

Below it, BV Financial Services was identified as the borrower. My name appeared in the section reserved for a personal guarantor.

The apartment was referenced in an appendix listing assets that the lender had been told were available to support repayment.

I grabbed the arm of my chair.

“Can they take my apartment?”

“Not on the basis of this copy alone,” Camila said. “We need to establish what security, if any, was legally created and whether you authorized it. The distinction matters enormously.”

She scrolled down.

My supposed signature appeared again.

This time, beneath it, was a witness statement.

Witness: Iván Moreno.

He had not merely introduced my signature.

He had supposedly witnessed me sign it.

Camila printed the page.

“Do you remember signing anything relating to this loan?”

“No.”

“Did Iván ever take you to a notary or ask you to verify your identity for a business loan?”

“No.”

“Did you authorize him to sign documents on your behalf?”

“Never.”

She placed the printout beside the hospital report.

“Then we have a serious allegation that needs proper investigation.”

I wanted to ask how someone could do something like this to the person who shared their bed. Instead, another memory surfaced.

Fourteen months earlier, Iván had come home carrying a thick envelope. He'd told me the car lot was restructuring its finances and asked whether I could scan several documents for him.

He had placed the envelope beside my laptop.

I remembered leaving it unopened because he said he'd handle it himself.

The following morning, it was gone.

“Camila, the company was created fourteen months ago. At that time, Iván was working with a man named Sergio at the car lot. Could he have used our home computer to submit these documents?”

“Possibly. We will need records to determine that.”

“I can check the laptop.”

“Not yet. Don't open, delete, or modify files that could be relevant. First, tell me whether the computer belongs to you.”

“I bought it with my salary.”

“Then keep it secure and let us document its contents properly.”

She wrote down a list of evidence we needed to obtain.

Bank statements.

The original loan documents.

Property registration records.

Messages between Iván and Brenda.

Any records relating to BV Financial Services.

I gave her the information I had saved over the years. I had kept receipts, account statements, and spreadsheets because I worked in accounting and disliked relying on memory when money was involved.

Iván used to mock that habit.

“Why do you save every little thing?” he would ask.

Because numbers didn't gaslight me, I thought.

A receipt could not tell me I was too sensitive. A bank statement could not insist that I had imagined a conversation. A ledger could not turn cruelty into a misunderstanding.

Camila was reviewing my records when she suddenly stopped.

“Alejandra, who is this person?”

She pointed to a series of transfers in my spreadsheet.

The recipient was a company called Northbridge Trading.

I recognized the name immediately.

Northbridge Trading had supplied vehicles to the used-car lot where Iván worked. Several years earlier, he had complained that one of their invoices had been paid twice.

I had assumed the matter was resolved.

“That's a supplier,” I said. “At least, that's what Iván told me.”

“Why is money from your account going to them?”

I leaned forward.

The first transfer was for six thousand euros.

The next was for eight thousand.

Then twelve thousand.

The payments had occurred over nine months, always in amounts small enough that I might not notice them immediately among our household expenses if Iván hadn't hidden the transactions inside a separate account.

“I never sent those payments.”

Camila continued reading.

There were eleven transfers.

The combined total was seventy-four thousand euros.

My throat tightened.

“Could those be part of the missing money?”

“They may be connected, but we need the bank records to establish that.”

She turned to another page.

A handwritten note was attached to one of the financial spreadsheets.

I recognized Iván's handwriting before I read a single word.

Move the money before the annual audit. Keep Alejandra's name on the paperwork.

I felt as though the room had lost oxygen.

“Where did this come from?” Camila asked.

“My accounting archive. I don't remember seeing it before.”

“Did you write it?”

“No.”

She scanned the note and made a digital copy.

I stared at the words.

Keep Alejandra's name on the paperwork.

Not our name.

Mine.

That was when the full shape of the trap began to emerge.

Iván hadn't simply borrowed my money. He might have been using my name to move funds connected to his business, creating a trail that pointed toward me while leaving him in the background.

Before Camila could say anything, her receptionist knocked.

“There is a man outside asking for Ms. Vega.”

Camila looked toward the door.

“Did he give his name?”

“Yes. He says he's from the bank.”

My heart began pounding.

“Did he say which bank?”

The receptionist hesitated.

“He said he has documents for her to sign and that the matter is urgent.”

Camila stood.

“Ask him to leave the documents with me. Ms. Vega will not be signing anything today.”

A moment later, the receptionist returned carrying a sealed envelope.

No company logo.

No return address.

Only my full name and a message printed in capital letters.

FINAL NOTICE: PERSONAL GUARANTEE AND PROPERTY SECURITY.

Camila opened it carefully.

Inside was a letter demanding payment of the outstanding loan and warning that failure to respond could trigger legal proceedings.

Attached to the letter was another copy of the guarantee.

At the bottom, the same signature appeared.

But this time I noticed something I hadn't seen before.

The signature wasn't simply similar to mine.

It had been copied from a particular document.

My mother's estate papers.

The slanted M. The exaggerated final stroke. The tiny loop at the end of my surname.

I had signed those estate papers in front of Camila, in her office, three years earlier.

Someone had taken my signature from a document connected to the apartment and reproduced it.

Camila looked at me.

“Do you have any idea who could have accessed those papers?”

I shook my head.

Then I remembered the day Iván had visited her office with me.

He'd sat in the waiting room while I completed the final property registration. I'd left my folder on the reception desk while Camila explained a clause in the inheritance documents.

Iván had offered to fetch us coffee.

He had been alone with my folder for perhaps ten minutes.

I could still picture him returning with two cups and that charming smile everyone trusted.

My stomach twisted.

“He had access,” I whispered.

Camila's expression hardened.

“Then we need to find out exactly what he did during those ten minutes.”

She placed the letter inside a protective folder.

“We also need to determine whether the bank's original files contain more than this guarantee.”

“What else could there be?”

Camila looked at the property appendix again.

“The loan documents refer to a second schedule of assets. It isn't included here.”

She turned the page over, searching for a reference number.

Then she found it.

A handwritten number appeared beside the appendix.

Schedule B-17.

Camila wrote it on a sticky note.

“I'll request the complete file first thing tomorrow.”

I picked up my bag, intending to leave.

My phone rang.

It was an unfamiliar number.

I almost ignored it, but something made me answer.

A man spoke in a low, hurried voice.

“Ms. Vega? My name is Sergio Ruiz. I used to work with your husband.”

I straightened.

“What do you want?”

“I saw your name on a document this morning. I don't know how much you understand about what's happening, but I need to tell you something before Iván realizes I've contacted you.”

My hand tightened around the phone.

“What?”

Sergio lowered his voice.

“BV Financial Services isn't his only company.”

I stared at Camila.

“There are others?”

“Yes. And if you're listed on those documents too, you need to know that the money he took from you isn't what he was most afraid of losing.”

“What was he afraid of?”

Sergio went silent.

Then he said five words that made the room feel colder.

May you like

“Your mother knew about everything.”

Before I could ask another question, he hung up.

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